HEALTH CARE - part I
- "Without the stimulus package unemployment will exceed 8%"; it is fastly approaching 10%.
- "A new era of fiscal responsibility"; National debt will double in 5 years and triple in 10
- "Net spending cut after targeting earmarks and wasteful spending"; budget has over 9,000 earmarks and trimmed $100 million in spending (.0003%)
- "No new taxes on 95% of Americans"; cigarette tax affects Americans in all tax brackets.
- "I do not want to take over GM"; said the day he took it over GM
- "The public option is a tool to discipline insurance companies"; It is actually the first step in taking over health care.
What makes anyone think Obama does not want to take over the health care industry in the U.S.? Obviously, just because he says something doesn't mean he actually means it.
If you still doubt the intention of our government see what the BILL actually says. (Check out page 16) After the bill is put into law no private insurer will be able to enroll a new individual on a plan with a starting date prior to the law. Eventually the private insurers will be driven out of the market and all that is left is Socialized Medicine. It is goal of the democrats of the federal government. It is there in black & white in the bill on page 16.
Why not Socialized Medicine?
What does the government run more effective than the private sector? What is more efficient when there is an absence of competition? We have federal monopoly laws to prevent markets without a competitive environment because the general public gets taken advantage. Why would we want to expose 17% of our GNP to a system without competition? Just look at their track record of the federal government. Social security bankrupt. Medicare bankrupt. Actually, the federal government is so far into debt to China it is virtually bankrupt.
Let's break this down: the government plans to add coverage for 47 million uninsured Americans, increase the scope of coverage, eliminate pre-existing condition and reduce the costs. I am sorry, but that just does not add up! The only cost savings idea discussed is requiring providers to electronically store records to avoid mistakes and add efficiencies but the savings (if any) will not make up the difference. My Senator has said that insurance companies "slow pay" claims and deny coverages to save money. There may be an instance of bad faith here or there but insurance companies are obligated contractually to pay claims and do so within the scope of the contract but some things do fall outside the contract and those are the items people complain about and the government sites. Did you ever wonder if insurers (allegedly) do these things to save money and the government will not, how can they save money? No pre-existing condition? The purpose of pre-existing conditions is to keep people from buying coverage AFTER they become sick. Its not to keep from paying legitimate claims. If people only bought insurance after the onset, the system cannot work.
Let's put on our thinking caps and take a look at this. The only way to save money is to cut some of the benefits paid or to pay the providers less for what they provide. Yet they are going to cover more? If they cut what they pay doctors and hospitals and drug companies than they will make less money. High cost of education, less return on that investment means fewer people entering the medical profession. Hospitals will have to cuts expenses and quality of care will have to decline. Drug companies will invest less into R&D and fewer new drugs will be invented. But, how do they cover more conditions yet still cut benefits? They will review what procedures are provided for each condition and dictate what benefits will be paid. The government will determine who gets the care and what care they get NOT THE DOCTOR. Older Americans or ones with conditions that will not extend the life for very much longer will get denied certain procedures. It is inevitable. If you doubt it, get on the Internet and search for your self. Care is rationed. If it is not cost effective, it will not be covered. The President all but said this in his (media softball throwing questions) press conference he said the proper treatment "based on what works." Who will determine "what works" in any given situation? Each situation is different and only the doctor, with all his training and experience, can make the best decisions.
There are several countries that have national healthcare. The ones that are mostly used as model are Canada and Great Britain because their economic models are similar to the U.S. Both of these plans have rationed care. It is the only way to control the costs while still providing the standard care. The World Health Organization ranks the the U.S. #1 in quality of care although our costs are 30% higher. (It also ranks U.S. 37th overall only because not everyone is insured.) The President prices his plan at $50 to $65 billion a year. Everything costs more than the government estimates. We can rest assured that whatever the government predicts this universal plan will cost, it will cost much more. Who will pay? The President promised not to burden the middle class so that means small business and the wealthy. Sounds good to the middle class until their employer shuts the door or reduces their pay to compensate for the increased burden put on their profitablity.
** soon to come ** part II - Healthcare Solution
